While the other four types of business risk have financial repercussions, financial risks refer primarily to risks posed by financial transactions.

Questions associated with financial risk include the following:

What (and who) are the main sources of revenue?

What are the terms (credit period, interest rates) for sales made to customers on credit?

Which customers does the company extend credit to?

What is the current debt structure of the company?

AJ International’s team of consultants focuses on providing expert advice to help clients forecast and analyse financial risks, recommend and implement procedures to avoid and minimize its impact.

AJ International will partner our clients to:

• Identify the financial risks, and its source

• Measure the level and impact of the financial risks and its effects.

• Formulate plans and strategies to address these risks, and

• Implement these plans

• Track, measure and refine the plans

AJ International thus acts as an independent advisor to the management on employing the right strategies, enforcing the right policies on Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Interest Rate Risk and Foreign Exchange Rate Risk.

Financial risk management is an ongoing process which may be refined as when necessary due to various factors. There is no room for complacency and monitoring should be a continuous activity.

Speak to one of our consultants today to find out more!